Do you offer tax-loss harvesting?

Yes, we actively manage tax efficiency through several strategies:

Tax-Loss Harvesting

We systematically realize losses to offset gains, while being careful to avoid wash sale rules.

Asset Location

We optimize which investments go in taxable vs. tax-advantaged accounts.

Long-term Holding

Our investment approach naturally generates more long-term capital gains, which are taxed at lower rates.

Municipal Bonds

For appropriate clients, we incorporate tax-free municipal bonds in fixed income allocations.

Tax optimization is built into our process, not an afterthought. We work closely with your tax advisor to ensure our strategies align with your overall tax situation.