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Leaving America for Mexico

A guide to moving to Mexico from the US. Covers temporary-resident visas, fideicomiso property trusts, and guides for Mexico City and San Miguel de Allende.

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Country Overview

Economic Overview

Currency: MXN — 17.2563 per USD (-15.8% vs 1yr ago) Inflation: 3.8% current CPI (January 2026) · 5.3% 5yr avg

Property & Ownership

Freehold ownership: Yes Mechanism: Bank trust (fideicomiso) with Mexican bank as trustee, typical term 50 years, renewable Restricted zones: 100 km strip along international borders and 50 km along coastlines Recent changes: No major changes 2022‑2026; provisions unchanged

Visa & Residency Options

Tourist (Visitante sin permiso para realizar actividades remuneradas)

  • PR path: Not applicable
  • Stay up to 180 days without work authorization.

Temporary Resident (Residente Temporal)

  • Min income: Approximately US$3,000–4,000 monthly income (based on UMA)
  • Investment: Approximately US$70,000–$86,000 in savings/investments (varies by consulate; verify current UMA-based threshold)
  • PR path: Eligible after 4 years of temporary residency
  • Requirements based on UMA; thresholds may differ by consular post.

Social Security & Tax

SSA benefits portable: Qualified Totalization agreement: None — SSA agreements overview US expat taxes: Greenback Tax Services — Mexico guide

City Guides

At a Glance

Most affordable

San Miguel de Allende — ~$1,772/mo

Most queer-friendly

Mexico City (CDMX) — more protective legal framework

City Guides