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Leaving America for Mexico

A guide to moving to Mexico from the US. Covers temporary-resident visas, fideicomiso property trusts, and guides for Mexico City and San Miguel de Allende.

On this page

Country Overview

Economic Overview

Currency: MXN — 17.2563 per USD (-15.8% vs 1yr ago) Inflation: 3.8% current CPI (January 2026) · 5.3% 5yr avg

Property & Ownership

Freehold ownership: Yes Mechanism: Bank trust (fideicomiso) with Mexican bank as trustee, typical term 50 years, renewable Restricted zones: 100 km strip along international borders and 50 km along coastlines Recent changes: No major changes 2022‑2026; provisions unchanged

Visa & Residency Options

Tourist (Visitante sin permiso para realizar actividades remuneradas)

  • PR path: Not applicable
  • Stay up to 180 days without work authorization.

Temporary Resident (Residente Temporal)

  • Min income: Approximately US$3,000–4,000 monthly income (based on UMA)/month USD
  • Investment: Approximately US$70,000–$86,000 in savings/investments (varies by consulate; verify current UMA-based threshold)
  • PR path: Eligible after 4 years of temporary residency
  • Requirements based on UMA; thresholds may differ by consular post.

Social Security & Tax

SSA benefits portable: Qualified Totalization agreement: None — SSA agreements overview US expat taxes: Greenback Tax Services — Mexico guide

City Guides

Each city guide covers local cost of living, healthcare, queer safety, disability access, race and ethnicity, and key risks specific to Mexico City (CDMX) and San Miguel de Allende.

At a Glance

Most affordable

San Miguel de Allende — ~$1,772/mo

Most queer-friendly

Mexico City (CDMX) — more protective legal framework

City Guides