Terms of Use

Website Terms and Conditions

Effective Date: August 2025
Last Updated: August 2025

Agreement to Terms

By accessing and using the Invest Vegan LLC DBA Ethical Capital (“ECIC”) website (the “Site”), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

Investment Adviser Relationship

No Advisory Relationship Created

The use of this website does not create an investment advisory relationship between you and ECIC. An advisory relationship is established only through execution of our written investment advisory agreement.

Not Personalized Advice

Information on this website is general in nature and not tailored to your specific financial situation, investment objectives, or risk tolerance. You should not make investment decisions based solely on information found on this website.

Consultation Required

Before making any investment decisions, you should consult with qualified professionals who can assess your individual circumstances and provide personalized advice.

Permitted Uses

Authorized Activities

You may use this website to:

  • Learn about ECIC’s investment philosophy and services
  • Access educational materials and research publications
  • Contact us for legitimate business purposes
  • Review our credentials and regulatory information

Prohibited Activities

You may not:

  • Use the site for any unlawful purpose or to solicit unlawful activity
  • Attempt to gain unauthorized access to any portion of the site
  • Interfere with or disrupt the site’s functionality
  • Copy, reproduce, or distribute content without permission
  • Use automated tools to access or scrape the site
  • Upload malicious code, viruses, or harmful content

Intellectual Property

Our Rights

All content on this website, including text, graphics, logos, images, and software, is the property of ECIC or its licensors and is protected by copyright, trademark, and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use the website for its intended purposes. This license does not include the right to:

  • Resell or make commercial use of the site or its content
  • Make derivative works based on the site content
  • Use our trademarks or logos without permission

Proprietary Methodologies

Our “Truth-Seeking Analysis™” and other proprietary methodologies are protected intellectual property and may not be used, copied, or distributed without express written permission.

Content and Information

No Warranties

While we strive to provide accurate and current information, we make no warranties regarding:

  • The completeness or accuracy of any content
  • The timeliness of information presented
  • The suitability of information for your purposes
  • Uninterrupted or error-free operation of the site

Forward-Looking Statements

This website may contain forward-looking statements about market conditions, investment performance, or business operations. These statements are based on current expectations and assumptions and are subject to significant uncertainties and risks.

Third-Party Content

We may include links to third-party websites or reference third-party content for informational purposes. We do not endorse or take responsibility for external content or the accuracy of third-party information.

Privacy and Data Collection

Information Collection

Our collection and use of personal information is governed by our Privacy Policy, which is incorporated by reference into these Terms of Use.

Cookies and Analytics

We use cookies and analytics tools to improve website functionality and understand user behavior. By using the site, you consent to such data collection as described in our Privacy Policy.

Disclaimers and Limitations

Investment Risks

All investments involve risk of loss, including loss of principal. Past performance does not guarantee future results. ESG investing may limit investment opportunities and affect performance relative to strategies that do not use such criteria.

Limitation of Liability

To the fullest extent permitted by law, ECIC shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from:

  • Your use of or inability to use the website
  • Any errors or omissions in website content
  • Any unauthorized access to or alteration of your transmissions or data
  • Any other matter relating to the website

Maximum Liability Cap

In no event shall our total liability to you exceed $1,000 or the amount you paid to access the website (if any), whichever is less.

Indemnification

You agree to indemnify, defend, and hold harmless ECIC, its officers, directors, employees, and agents from any claims, damages, or expenses arising from:

  • Your use of the website
  • Your violation of these Terms of Use
  • Your violation of any rights of third parties
  • Any content you submit or transmit through the website

Regulatory Compliance

Securities Laws

Use of this website must comply with applicable federal and state securities laws. These Terms of Use do not constitute:

  • An offer to sell or solicitation to buy securities
  • Investment advice or recommendations
  • A guarantee of investment performance

Jurisdictional Limitations

Our investment advisory services are only available to residents of jurisdictions where we are registered or exempt from registration. Use of this website from other jurisdictions may be restricted or prohibited.

User Submissions

Content You Provide

If you submit any content to our website (such as comments, questions, or feedback), you grant us a non-exclusive, royalty-free, perpetual license to use, modify, and distribute such content.

Prohibited Content

You may not submit content that is:

  • Unlawful, defamatory, or inappropriate
  • Infringing on intellectual property rights
  • Containing malicious code or viruses
  • Commercial or promotional in nature

No Confidentiality

Do not submit confidential or sensitive information through general website forms. For confidential communications, use secure channels as directed by our team.

Modifications and Termination

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the site constitutes acceptance of modified terms.

Termination of Access

We may terminate or restrict your access to the website at any time, without notice, for any reason, including violation of these Terms of Use.

Survival

Provisions regarding intellectual property, disclaimers, limitations of liability, and indemnification shall survive termination of these Terms of Use.

Dispute Resolution

Governing Law

These Terms of Use are governed by the laws of the State of Utah, without regard to conflict of law principles.

Jurisdiction

Any disputes arising from these Terms of Use or use of the website shall be resolved in the state or federal courts located in Utah County, Utah.

Arbitration

For client-related disputes, arbitration clauses in our investment advisory agreements may apply instead of court proceedings.

Additional Provisions

Severability

If any provision of these Terms of Use is found to be unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any other legal notices published on the website, constitute the entire agreement regarding use of the website.

No Waiver

Our failure to enforce any provision of these Terms of Use shall not be deemed a waiver of such provision or our right to enforce it in the future.

Contact Information

For questions about these Terms of Use:

Legal Department
Invest Vegan LLC DBA Ethical Capital
90 N 400 E
Provo, UT 84606
Phone: +1 347 625 9000
Email: legal@ethicic.com

Acknowledgment

By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy.


These Terms of Use apply specifically to website usage and are separate from our investment advisory agreements, which govern the provision of investment advisory services to clients.